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获取时间 · 2026年6月5日
★ 26,848 最新版本: v26.6.0 最后更新: 2026年6月5日
README
<p align="center">
  <img src="/demo.png" alt="Actualbudget" />
</p>

## Getting Started

Actual is a local-first personal finance tool. It is 100% free and open-source, written in NodeJS, it has a synchronization element so that all your changes can move between devices without any heavy lifting.

If you are interested in contributing, or want to know how development works, see our [contributing](https://actualbudget.org/docs/contributing/) document we would love to have you.

Want to say thanks? Click the ⭐ at the top of the page.

## Key Links

- Actual [discord](https://discord.gg/pRYNYr4W5A) community.
- Actual [Community Documentation](https://actualbudget.org/docs)
- [Frequently asked questions](https://actualbudget.org/docs/faq)

## Installation

There are four ways to deploy Actual:

1. One-click deployment [via PikaPods](https://www.pikapods.com/pods?run=actual) (~1.40 $/month) - recommended for non-technical users
1. Managed hosting [via Fly.io](https://actualbudget.org/docs/install/fly) (~1.50 $/month)
1. Self-hosted by using [a Docker image](https://actualbudget.org/docs/install/docker)
1. Local-only apps - [downloadable Windows, Mac and Linux apps](https://actualbudget.org/download/) you can run on your device

Learn more in the [installation instructions docs](https://actualbudget.org/docs/install/).

## Ready to Start Budgeting?

Read about [Envelope budgeting](https://actualbudget.org/docs/getting-started/envelope-budgeting) to know more about the idea behind Actual Budget.

### Are you new to budgeting or want to start fresh?

Check out the community's [Starting Fresh](https://actualbudget.org/docs/getting-started/starting-fresh) guide so you can quickly get up and running!

### Are you migrating from other budgeting apps?

Check out the community's [Migration](https://actualbudget.org/docs/migration/) guide to start jumping on the Actual Budget train!

## Documentation

We have a wide range of documentation on how to use Actual, this is all available in our [Community Documentation](https://actualbudget.org/docs), this includes topics on Budgeting, Account Management, Tips & Tricks and some documentation for developers.

## Contributing

Actual is a community driven product. Learn more about [contributing to Actual](https://actualbudget.org/docs/contributing/).

### Code structure

The Actual app is split up into a few packages:

- loot-core - The core application that runs on any platform
- desktop-client - The desktop UI
- desktop-electron - The desktop app

More information on the project structure is available in our [community documentation](https://actualbudget.org/docs/contributing/project-details).

### Feature Requests

Current feature requests can be seen [here](https://github.com/actualbudget/actual/issues?q=is%3Aissue+label%3A%22needs+votes%22+sort%3Areactions-%2B1-desc).
Vote for your favorite requests by reacting :+1: to the top comment of the request.

To add new feature requests, open a new Issue of the "Feature Request" type.

### Translation

Make Actual Budget accessible to more people by helping with the [Internationalization](https://actualbudget.org/docs/contributing/i18n/) of Actual. We are using a crowd sourcing tool to manage the translations, see our [Weblate Project](https://hosted.weblate.org/projects/actualbudget/). Weblate proudly supports open-source software projects through their [Libre plan](https://weblate.org/en/hosting/#libre).

<a href="https://hosted.weblate.org/engage/actualbudget/">
<img src="https://hosted.weblate.org/widget/actualbudget/actual/287x66-grey.png" alt="Translation status" />
</a>

## Repo Activity

![Alt](https://repobeats.axiom.co/api/embed/e20537dd8b74956f86736726ccfbc6f0565bec22.svg 'Repobeats analytics image')

## Sponsors

Thanks to our wonderful sponsors who make Actual Budget possible!

<a href="https://www.netlify.com"> <img src="https://www.netlify.com/v3/img/components/netlify-color-accent.svg" alt="Deploys by Netlify" /> </a>

Actual 是一款本地优先(Local-first)的开源记账与预算管理工具,提供零基预算(Zero-based Budgeting)体验,既能离线使用,也支持在多端之间加密同步。

核心功能

  • 零基预算体系:以收入减支出的方式规划每一笔预算,帮助团队或个人精准掌控现金流。
  • 多账户管理:支持活期、信用卡、现金等多种账户类型,并可自定义类别与标签。
  • 规则与自动化:可为账目设置规则,自动归类重复交易,减少重复劳动。
  • 数据导入导出:支持 QIF、OFX、QFX 等常见银行文件格式导入,数据可随时导出备份。
  • 安全同步:通过自托管同步服务或 WebDAV 等方式加密同步,数据完全掌控在自己手中。

部署建议

  1. 准备 Node.js 18+ 与 Yarn(或 pnpm),在服务器或 NAS 上安装依赖。
  2. 克隆仓库后执行 yarn install && yarn start 启动 Web 端,也可使用官方 Docker 镜像部署。
  3. 如需多端同步,可额外部署 Actual Sync Server,配置密钥后在客户端中填写同步地址。
  4. 建议定期备份 server-files 数据目录,确保账本与加密密钥安全。

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